We shouldn't grieve for Benazir
Although Islam condemns assasinations such as the one most likely done by the Musharraf regime against Benazir Bhutto on 27th December 07, we shouldn't grieve for her.
Muslims should not shed any tears for the tyrants and oppressors who have spent their lives looting and pillaging the wealth of the ummah whilst serving the interests of the kaafir colonialists in the West. Benazir, like Nawaz Sharif and like Musharraf showed open enmity to Islam and this Ummah. Her life was dedicated to serving the West and destroying Pakistan.
Consider the following list of her assets, did she aquire them by normal Halal means or was it through exploiting her position and looting the wealth of the public? I think the answer is obvious.
The following are the Assets of MS Benazir Bhuto declared for the assessment year 1999-2000 (AS 30.06.1999) :
ASSETS
COST
VALUE
Bilawal House (Self)
Rs.3000000
Rs.3000000
1/2 share in 90 Clifton Karachi (Self)
Rs.112500
Rs.112500
Shop in Corniche (Ms Bakhtawar)
Rs.300000
Rs.300000
Plot in Nawabshah (Ms. Asifa)
Rs.7000
Rs.7000
Plot in Gawader-I (Self)
Rs.45000
Rs.45000
Plot in Gawader-II (Self)
Rs.18000
Rs.18000
Interest in Ice Factory (Self)
Rs.114459
Rs.114459
Jewellery (Self)
Rs.315000
Rs.315000
NIT Units (Self)
Rs.232698
Rs.232698
Share in Zardari Group (Bilawal)
Rs.210000
Rs.210000
Share in Zardari Group (Ms Bakhtawar)
Rs.200000
Rs.200000
Share in Zardari Group (Ms Asifa)
Rs.165000
Rs.165000
Bank Balance (Self)
Rs.1690696
Rs.1690696
Bank Balance (Minors)
Rs.188646
Rs.188646
Cash in Hand (Self)
Rs.2009339
Rs.2009339
Cash in Hand (Minors)
Rs.10487074
Rs.10487074
Advance money& share in PPL & Hilal-e-Pakistan
Rs.156200
Rs.156200
Less: Liabilities
Rs.(570000)
Rs.(570000)
TAXABLE WEALTH
Rs.15525412
Rs.15525412
AGRICULTURAL ASSETS
Estimated Value 400 PIUs
PIUs
Value
Self
6129
Rs.2451600
Bilawal
3224
Rs.1289600
Bakhtawar
3209
Rs.1283600
Asifa
3199
Rs.1279600
Asifa
818
Rs.327200
TOTAL
Rs.6631600
AGRICULTURAL ASSETS CLAIMED AS EXEMPTS:
Naudera House (Bakhtawar)
-
Rs.700000
Mercedez Benz-I (Self)
-
Rs.902400
Agricultural Equipments (Self)
-
Rs.292078
Agricultural Equipments (Minors)
-
Rs.825000
TOTAL
Rs.2719478
MS BENAZIR BHUTO/ASIF ALI ZARDARI
BANK ACCOUNTS
Switzerland:
Amounts
1.
Union Bank of Switzerland a/c # 552.343 UK
Restricted Information
2.
Barclays Bank Geneva
-do-
3
Citi Bank Geneva
-do-
4
Bank Nationale de Paris
-do-
5
Cantrade Ormond Burrus,Banke Pirvee SA
-do-
6
Banque Financiere,Dela Citee
-do-
7
Swiss Bank Corporation
-do-
8
Credit Suisse
-do-
9
PICTET-ET CIE Geneva
-do-
10
Banque Francaisc du Commerce Extensievr(BFCE)
-do-
11
Banque Pasha SA
-do-
Dubai:
1.
Citi Bank Dubai
-do-
France:
1.
Banque La Henin, Paris
-do-
2
Credit Agricole (HQ) Paris
-do-
3
Credit Agricole Brace, II Place Brevier,76400,Forges Les Eaux
-do-
4
Credit Agricole Branch Hante-Normandic,76230,Boise Grillavme
-do-
5
Banque Nationale De Paris
-do-
United Kingdom
1.
Barclays Bank,Knightsbridge Branch London a/c # 90991473
-do-
2.
National Westminister Bank Aldwich Branch London a/c 96832320
-do-
3.
Harrods Bank Ltd.London a/c # 11309063
-do-
4
Barclays Bank, Knightsbridge and Chelsea Branch London a/c # 90991473
-do-
5
Midland Bank,Pall Mall Branch London
-do-
U.S.A
1.
Barclays Bank of New York
-do-
2.
Citi Bank New York
-do-
3.
Chase Manhattan Bank New York
-do-
4.
U.B.S New York Wall Street Branch.
-do-
Properties
U.K
1.
Rockwood Estate,Haslemere Road,Brooke ,Surrey U.K
2.5 million + 1.0 million (Renovation)=3.5 million UK Pounds
2
Flat 6,11, Queens Gate Terrace London SW7
3.
26 Palace Mansion, Hammussmilch Road, London W14
4.
27 Pont Street London SW1
5.
20, Wilton Crescent , London SW1
France
1.
La Manoir Della La Reine Branch Mormon Ville,Hameau, (Near Forges) France 76780,5 Acre +2 attached properties (4.8 million Frence Francs in 1990)
2
Property in Cannes France
U.S.A
1.
Stud Farm in Texas
2.
Wellington Club East, West Palm Beach , 12165 West Forest Hills, Florida
3.
Escue Farm, 13524, India Mound , West Palm Beach , Florida 41-7 Acres
4
3220 Santa Barba Drive Wellington, Florida(580000 US $ )1994
5.
13254, Polo Club Road, West Palm Beach, Florida (155000 US $)
6
3000, North Ocean Drive, Singer Islands, Florida (95000 US $)
7.
525, South Flager Drive, West Palm Beach, Florida
FIRMS/CONCERNS:
1.
Lapworth Investment Inc, 2002, Saint Martin Drive, West Jacksonville.
2.
Intra Food Inc, 3376, Lomre Grove, Jacksonville, Florida.
3.
Dynatel Trading Co, Florida.
4.
A.S Reality Inc, Palm Beach Gardens, Florida.
5.
Bon Voyage Travel Consultancy Inc, Florida.
6
bomer Finance Inc, British Virgins Islands.
7
Mariston Secuties Inc, British Virgin Islands
8
Marleton Business S.A British Virgin Islands.
9.
Capricorn Tradin S.A British Virgin Islands
10.
Dargal Associated S.A British Virgin Islands
11.
Fagarita Consulting Inc.British Virgin Islands
12.
Marvil Associated Inc,British Virgin Islands
13.
Penbury Finance Ltd, British Virgin Islands
14.
Oxton Trading Ltd.British Virgin Islands
15.
Brinslen Invest S.A British Virgin Islands
16.
Climitex Holding S.A British Virgin Islands
17.
Elkins Holding S.A British Virgin Islands
18.
Minterler Invest Ltd, British Virgin Islands
19.
Silvernut Investments Inc,British Virgin Islands
20.
Tacolen Investments Ltd.British Virgin Islands
21.
Tulerston Invest S.A British Virgin Islands
22.
Marledon Invest S.A British Virgin Islands
23.
Dustan Trading Inc, British Virgin Islands
24.
Reconstruction and Development Finance Inc,British Virgin Islands
25.
Nassam Alexander Inc.
BASED ON AVAILABLE DATA
THE TOTAL VALUE OF THE LOCATED ASSETS AMOUNT TO US $ 1.5 BILLION APPROXIMATELY , AS ESTIMATED
[Source: http://www.pakistanthinktank.org/default.php/p/articles/pk/585]
Muslim narrated on the authority of Umm Salamah (ra) that the Messenger (saw) said, "There will be leaders upon you that you will know and deny (their evil). The one who hates (their evil) shall be innocent, and the one who who denies shall be safe (from punishment), but the one who is pleased and follows (them, he will be punished)."
Ma'qil bin Yasar, may Allah be pleased with him, reported: Verily I have heard Allah's Messenger (may peace be upon him) as saying: "Anyone amongst the slaves (of Allah) who was entrusted with the affairs of his subjects and he died in such a state that he was dishonest in his dealings with those over whom he ruled, Paradise would be forbidden for him." [Bukhari complied it the book of Legal Judgements no 6617, 6618]
On the authority of Abu Musa(ra), the messenger of Allah (saw) said: "In the hellfire there is a valley, and in this valley there is a well called "Habahab", it is duty upon Allah to reside in this well every stubborn oppressor (ruler)".[Narated by Tabarani and its Isnad is Hasan]
The Prophet (saw) said: "Any leader of a ten men or more, he will be brought in the judgment day chained until either the justice will unchain him or the oppression will chain him". [Narrated by Al-Bazzar, and the men in the chain are Saheeh]
The death of Bhutto, however, should not be seen as a step to correct political change in Pakistan. The problem in Pakistan, as in all Muslim countries, is the absence of the Khilafah system and the presence of the system of kufr (disbelief). To change this situation requires not the removal of a leader or an opposition leader, but rather the whole system needs to be replaced with the Islamic system. Until the system changes, using the methodology of change in emulation of the Prophet (saw), we will be plagued with rulers like Musharraf and opportunists and criminals like Bhutto.
Muslims should not shed any tears for the tyrants and oppressors who have spent their lives looting and pillaging the wealth of the ummah whilst serving the interests of the kaafir colonialists in the West. Benazir, like Nawaz Sharif and like Musharraf showed open enmity to Islam and this Ummah. Her life was dedicated to serving the West and destroying Pakistan.
Consider the following list of her assets, did she aquire them by normal Halal means or was it through exploiting her position and looting the wealth of the public? I think the answer is obvious.
The following are the Assets of MS Benazir Bhuto declared for the assessment year 1999-2000 (AS 30.06.1999) :
ASSETS
COST
VALUE
Bilawal House (Self)
Rs.3000000
Rs.3000000
1/2 share in 90 Clifton Karachi (Self)
Rs.112500
Rs.112500
Shop in Corniche (Ms Bakhtawar)
Rs.300000
Rs.300000
Plot in Nawabshah (Ms. Asifa)
Rs.7000
Rs.7000
Plot in Gawader-I (Self)
Rs.45000
Rs.45000
Plot in Gawader-II (Self)
Rs.18000
Rs.18000
Interest in Ice Factory (Self)
Rs.114459
Rs.114459
Jewellery (Self)
Rs.315000
Rs.315000
NIT Units (Self)
Rs.232698
Rs.232698
Share in Zardari Group (Bilawal)
Rs.210000
Rs.210000
Share in Zardari Group (Ms Bakhtawar)
Rs.200000
Rs.200000
Share in Zardari Group (Ms Asifa)
Rs.165000
Rs.165000
Bank Balance (Self)
Rs.1690696
Rs.1690696
Bank Balance (Minors)
Rs.188646
Rs.188646
Cash in Hand (Self)
Rs.2009339
Rs.2009339
Cash in Hand (Minors)
Rs.10487074
Rs.10487074
Advance money& share in PPL & Hilal-e-Pakistan
Rs.156200
Rs.156200
Less: Liabilities
Rs.(570000)
Rs.(570000)
TAXABLE WEALTH
Rs.15525412
Rs.15525412
AGRICULTURAL ASSETS
Estimated Value 400 PIUs
PIUs
Value
Self
6129
Rs.2451600
Bilawal
3224
Rs.1289600
Bakhtawar
3209
Rs.1283600
Asifa
3199
Rs.1279600
Asifa
818
Rs.327200
TOTAL
Rs.6631600
AGRICULTURAL ASSETS CLAIMED AS EXEMPTS:
Naudera House (Bakhtawar)
-
Rs.700000
Mercedez Benz-I (Self)
-
Rs.902400
Agricultural Equipments (Self)
-
Rs.292078
Agricultural Equipments (Minors)
-
Rs.825000
TOTAL
Rs.2719478
MS BENAZIR BHUTO/ASIF ALI ZARDARI
BANK ACCOUNTS
Switzerland:
Amounts
1.
Union Bank of Switzerland a/c # 552.343 UK
Restricted Information
2.
Barclays Bank Geneva
-do-
3
Citi Bank Geneva
-do-
4
Bank Nationale de Paris
-do-
5
Cantrade Ormond Burrus,Banke Pirvee SA
-do-
6
Banque Financiere,Dela Citee
-do-
7
Swiss Bank Corporation
-do-
8
Credit Suisse
-do-
9
PICTET-ET CIE Geneva
-do-
10
Banque Francaisc du Commerce Extensievr(BFCE)
-do-
11
Banque Pasha SA
-do-
Dubai:
1.
Citi Bank Dubai
-do-
France:
1.
Banque La Henin, Paris
-do-
2
Credit Agricole (HQ) Paris
-do-
3
Credit Agricole Brace, II Place Brevier,76400,Forges Les Eaux
-do-
4
Credit Agricole Branch Hante-Normandic,76230,Boise Grillavme
-do-
5
Banque Nationale De Paris
-do-
United Kingdom
1.
Barclays Bank,Knightsbridge Branch London a/c # 90991473
-do-
2.
National Westminister Bank Aldwich Branch London a/c 96832320
-do-
3.
Harrods Bank Ltd.London a/c # 11309063
-do-
4
Barclays Bank, Knightsbridge and Chelsea Branch London a/c # 90991473
-do-
5
Midland Bank,Pall Mall Branch London
-do-
U.S.A
1.
Barclays Bank of New York
-do-
2.
Citi Bank New York
-do-
3.
Chase Manhattan Bank New York
-do-
4.
U.B.S New York Wall Street Branch.
-do-
Properties
U.K
1.
Rockwood Estate,Haslemere Road,Brooke ,Surrey U.K
2.5 million + 1.0 million (Renovation)=3.5 million UK Pounds
2
Flat 6,11, Queens Gate Terrace London SW7
3.
26 Palace Mansion, Hammussmilch Road, London W14
4.
27 Pont Street London SW1
5.
20, Wilton Crescent , London SW1
France
1.
La Manoir Della La Reine Branch Mormon Ville,Hameau, (Near Forges) France 76780,5 Acre +2 attached properties (4.8 million Frence Francs in 1990)
2
Property in Cannes France
U.S.A
1.
Stud Farm in Texas
2.
Wellington Club East, West Palm Beach , 12165 West Forest Hills, Florida
3.
Escue Farm, 13524, India Mound , West Palm Beach , Florida 41-7 Acres
4
3220 Santa Barba Drive Wellington, Florida(580000 US $ )1994
5.
13254, Polo Club Road, West Palm Beach, Florida (155000 US $)
6
3000, North Ocean Drive, Singer Islands, Florida (95000 US $)
7.
525, South Flager Drive, West Palm Beach, Florida
FIRMS/CONCERNS:
1.
Lapworth Investment Inc, 2002, Saint Martin Drive, West Jacksonville.
2.
Intra Food Inc, 3376, Lomre Grove, Jacksonville, Florida.
3.
Dynatel Trading Co, Florida.
4.
A.S Reality Inc, Palm Beach Gardens, Florida.
5.
Bon Voyage Travel Consultancy Inc, Florida.
6
bomer Finance Inc, British Virgins Islands.
7
Mariston Secuties Inc, British Virgin Islands
8
Marleton Business S.A British Virgin Islands.
9.
Capricorn Tradin S.A British Virgin Islands
10.
Dargal Associated S.A British Virgin Islands
11.
Fagarita Consulting Inc.British Virgin Islands
12.
Marvil Associated Inc,British Virgin Islands
13.
Penbury Finance Ltd, British Virgin Islands
14.
Oxton Trading Ltd.British Virgin Islands
15.
Brinslen Invest S.A British Virgin Islands
16.
Climitex Holding S.A British Virgin Islands
17.
Elkins Holding S.A British Virgin Islands
18.
Minterler Invest Ltd, British Virgin Islands
19.
Silvernut Investments Inc,British Virgin Islands
20.
Tacolen Investments Ltd.British Virgin Islands
21.
Tulerston Invest S.A British Virgin Islands
22.
Marledon Invest S.A British Virgin Islands
23.
Dustan Trading Inc, British Virgin Islands
24.
Reconstruction and Development Finance Inc,British Virgin Islands
25.
Nassam Alexander Inc.
BASED ON AVAILABLE DATA
THE TOTAL VALUE OF THE LOCATED ASSETS AMOUNT TO US $ 1.5 BILLION APPROXIMATELY , AS ESTIMATED
[Source: http://www.pakistanthinktank.org/default.php/p/articles/pk/585]
Muslim narrated on the authority of Umm Salamah (ra) that the Messenger (saw) said, "There will be leaders upon you that you will know and deny (their evil). The one who hates (their evil) shall be innocent, and the one who who denies shall be safe (from punishment), but the one who is pleased and follows (them, he will be punished)."
Ma'qil bin Yasar, may Allah be pleased with him, reported: Verily I have heard Allah's Messenger (may peace be upon him) as saying: "Anyone amongst the slaves (of Allah) who was entrusted with the affairs of his subjects and he died in such a state that he was dishonest in his dealings with those over whom he ruled, Paradise would be forbidden for him." [Bukhari complied it the book of Legal Judgements no 6617, 6618]
On the authority of Abu Musa(ra), the messenger of Allah (saw) said: "In the hellfire there is a valley, and in this valley there is a well called "Habahab", it is duty upon Allah to reside in this well every stubborn oppressor (ruler)".[Narated by Tabarani and its Isnad is Hasan]
The Prophet (saw) said: "Any leader of a ten men or more, he will be brought in the judgment day chained until either the justice will unchain him or the oppression will chain him". [Narrated by Al-Bazzar, and the men in the chain are Saheeh]
The death of Bhutto, however, should not be seen as a step to correct political change in Pakistan. The problem in Pakistan, as in all Muslim countries, is the absence of the Khilafah system and the presence of the system of kufr (disbelief). To change this situation requires not the removal of a leader or an opposition leader, but rather the whole system needs to be replaced with the Islamic system. Until the system changes, using the methodology of change in emulation of the Prophet (saw), we will be plagued with rulers like Musharraf and opportunists and criminals like Bhutto.
Labels: Concepts
Da'wah carriers arrested & tortured by Palestinian Authority
The following is a summary of the main points mentioned in a release by Hizb ut-Tahrir Palestine issued on 04/12/07.
Shabab of Hizb ut-Tahrir arrested and tortured by the suppressing Palestinian authority because of promoting the Shariah viewpoint concerning the Annapolis summit
Hizb ut-Tahrir Palestine organized five peaceful marches in the West Bank and one in Gaza on 27/11/2007 under the banner “Palestine will be liberated by the march of the armies not by the crawling of the negotiators” to show the dangers of the Annapolis summit and to warn the Muslims of the dangers of the Annapolis summit and directing the call from the surroundings of the Bayt Al Maqdis to the Muslim Ummah and the Muslim army to initiate the move to liberate Palestine. The security agencies of the Palestinian authority in the West Bank strove to repress these peaceful marches by firing live bullets, inflicting severe beatings and using tear gas - resulting in hundreds of wounded, many arrests, including arrests of the wounded. The Shabab of the Hizb distributed leaflets concerning these events and the conference Annapolis for which they had organised the rally’s to condemn the conference and to show its imminent dangers to the Ummah.
The total number of Hizb ut-Tahrir’s Shabab arrested by the security services was over 500. They were released after their detention periods but the authority returned later and arrested ten other young people, most of whom were arrested last Friday, and some of them were subjected to torture, simply because they believe in Allah (swt), undertook what is mandated by Islam of exposing the plans of the colonialist disbelievers, as well as the crime of the Palestinian Authority, expressed their opinion according to the Islamic rules in a peaceful manner. The campaign is still ongoing, the arrests and summons have not stopped.
This list of detainees at the time of this statement and some of what they were subjected during the arrest:
1 - Muadh Muhammad Qasim (38 years) from Tulkarm, a construction contractor, married with five children. He was arrested from the door of the Court as he was waiting his presenfor his brothers presentation in the court, a patient of high blood pressure. After interrogation he was transferred to a detention room and there his health worsened which required him to go to hospital.
2 - Mahmoud Jameel Ghabsh (42 years) from Tulkarm, working as a sewing operator, is married, was arrested from his home and beaten.
3 - Muhammad As'ad Abdul Fattah (43 years), from Tulkarm, married, 4 children, farmer. Arrested during the distribution of the leaflet referred to. Was severely beaten, the effects of which have left bruises on his body and his eye , the lawyer mentioned this and requested him to avail medical facilities.
4 - Khalid Mohammed Khalid (43 years), from Tulkarem, Imam of a mosque, married with five children, was summoned to the criminal investigation, and then forwarded to the police.
5 - Mohammed Aqel (26 years old), from Jenin, married with two children working in sales.
6 - Samer Al-Bahlul (42 years old) from Nablus, marketing executive, is married and has 5 children, was arrested from his home on Friday, 30/11
7 - Firas Al-Khayyat (30 years old) from Nablus, an agricultural engineer working in the municipal slaughterhouse Married and has a daughter .Arrested from the mosque during the distribution of the bulletin on Friday 30/11/07.
8 - Firas Al-Abuh (26 years old), from Nablus, architect works in the a engineering compaany. Married with a daughter, was arrested from the mosque during the distribution of the leaflet on Friday 30/11/07.
9 - Dhirar Al-Samadi (24 years), from Nablus, teacher and Masters student, unmarried, was arrested from his home on Friday 30/11. They confiscated his computer.
10 – Adeeb Naufal (40 years) from Hebron District, teacher, married with two children, was summoned for an interview today, Tuesday, 4/12, remains in detention.
Arabic Source
Labels: Khilafah
Wednesday, December 26, 2007
Hoarding of wealth is prohibitted
The phenomenon of maldistribution of wealth among individuals all over the world is one of the realities reflected clearly in all aspects of daily life, to the extent that this does not require an evidence to be proven, and what people suffer due to the flagrant disparity in meeting their needs cannot be over-emphasised. Capitalism had made several attempts at tackling this phenomenon but to no avail.
When the capitalist economists study the theory of income distribution, they completely ignore the mal distribution of individual income, and become contented with the publication of figures and statistics without offering a solution and without any comment.
However, despite the relative parity among people as far as the basic needs are concerned, there may be some very wealthy individuals in the society; Islam has not imposed the parity on ownership, but rather obliged that every individual is independent from others in his ordinary needs. Bukhari reported that the Messenger of Allah said: “The best sadaqa is that which is given out of one’s wealth after sufficiency.” These large amounts of wealth prepare the ground for their owners to save, and help them acquire large incomes. Therefore the wealth remains intact, for wealth generates wealth, although personal effort plays a part in gaining such wealth and in generating the opportunities to invest the wealth. This does not pose a danger to the economy, on the contrary, it helps increase the economic wealth of the community as well as the individual.
The danger lies in the hoarding of money by some individuals with very large fortunes, leading to the fall in the standard of income and causing wide unemployment thus pushing people into poverty. It is therefore essential to tackle the hoarding of money. Money is the medium of exchange between two properties, or between a property and a service, or between two services, hence it acts as a measure to this exchange. Therefore, when money becomes scarce and people are unable to obtain it, the exchange vanishes and the economic wheel comes to a grinding halt. The more that money changes hands, the more economic activity proceeds.
This is because every person’s or company’s income must originate from another person or company. Funds levied by the State are regarded as income to the State and an expense to the individuals, and the monies spent by the State on employees, projects and servicemen’s salaries etc. are in fact incomes to those people and an expense to the State; the monies spent by the employee, the serviceman, among others are incomes to those who sell their goods and services to those people, such as butchers, grocers, landlords, traders etc. Therefore, people’s incomes and their overall spending would be constantly circulating. If a person were to hoard a sum of money, he would in fact be withdrawing it from the market, and this would lead to a decrease in spending and to a decrease in the income of persons who would have had dealings with that person had he not hoarded that money. This in turn would lead to a decrease in their production, for the demand for goods decreases, thus leading to unemployment and an overall economic decline. Therefore, the hoarding of money leads definitely to unemployment and to economic decline due to the decline in people’s incomes.
It should however be made clear that this damage to the economy emanates from money hoarding and not from saving; saving does not halt the employment cycle whereas hoarding money does. The difference between hoarding money and saving is that the former means accumulating money without purpose. It means taking money away from the market, whereas, the latter i.e. saving, means accumulating money for a purpose, such as saving to build a house, or for a wedding, or to set up a business etc. This type of money accumulation does not affect the market nor does it affect the employment cycle, for it does not lead to taking money from the market, rather it means saving a sum in order to spend it at a given time, thus the money will circulate again once it is invested, there is therefore no harm in saving, unlike hoarding the money for no real purpose.
Islam has made it lawful to save gold and silver, for it means the accumulation of money for a purpose.Islam has also permitted a man to save money in order to accumulate a dowry for a woman he wishes to marry, or to save money in order to go to Hajj etc. The saver would only have to pay the Zakat due on the accumulated money if it reached the Nisab and remained in his possession for a full year. When the verse was revealed prohibiting the hoarding of gold and silver, these two metals represented at the time the units of exchange and measure of the effort spent (in work) and the units of value put on goods, services and properties, whether these were minted or not; the prohibition was therefore directly linked to the fact that they represented the unit of exchange.
The hoarding of gold and silver was prohibited explicitly in the Qur’an.
Allah says:
“And let those who hoard gold and silver and do not spend them in the way of Allah know that a severe and painful punishment is awaiting them.” [At-Tauba: 34]
This warning of severe punishment for those who hoard gold and silver serves as a clear evidence that the Law Giver has decisively ordered us to refrain from doing so; it is therefore forbidden to hoard gold and silver(money).
Evidence of the fact that the verse has conclusively forbidden the hoarding of gold and silver(money) is reflected in the following:
1. The generality of the verse: The text of the verse in Mantuq (words) and in Mafhum (meaning) serves as evidence about the clear-cut prohibition of hoarding gold and silver. To say that the hoarding of gold and silver is permitted once the Zakat has been paid would mean abandoning the rule of the verse, which is clearly indicated. This cannot be deduced from the verse unless there were another evidence, independent from this verse, leading to such an understanding or abrogating the rule of the verse. And there is no such sound text to lead us to understand other than what the verse clearly indicated.
2. At-Tabari extracted in his commentary on the authority of Abu Umama Al-Bahili who said: “A man from the people of the Suffa (poor) died and a dinar was later found in his garment, upon this the Messenger of Allah said: ‘That is a branding (burn).” Then another man died and two dinars were found in his garment, and upon this the Messenger of Allah said: ‘That is two brands.’” This was because the two men were living off the Sadaqah while they had gold. One Dinar or two do not reach the Nisab in order to say that Zakat is taken out of them. So when the Messenger of Allah said about them “a branding and two brandings”, he was referring to them as hoarding, even though the amount is not liable for Zakat. He was referring to the verse of the hoarding where Allah says:
“On the day their wealth will be heated in hell fire, and with which their foreheads, flanks and backs will be branded” [At-Tauba: 35]
4. Linguistically, Al-Kanz (hoarding) means piling up money, and hoarded money means accumulated money. Kanz also means anything piled up and hidden underground or overground. The words of the Qur’an can only be explained with the linguistic meaning, unless a Shari’ah meaning to such words is mentioned, in which case they would then be explained with the Shari’ah meaning. It has not been established that the word Kanz has had a Shari’ah meaning, therefore it must be explained with its linguistic meaning only, which is to hoard money and pile it up without purpose. This hoarding is abhorred and it is the one which Allah warned against and for which He promised the perpetrator a severe punishment.
When the capitalist economists study the theory of income distribution, they completely ignore the mal distribution of individual income, and become contented with the publication of figures and statistics without offering a solution and without any comment.
However, despite the relative parity among people as far as the basic needs are concerned, there may be some very wealthy individuals in the society; Islam has not imposed the parity on ownership, but rather obliged that every individual is independent from others in his ordinary needs. Bukhari reported that the Messenger of Allah said: “The best sadaqa is that which is given out of one’s wealth after sufficiency.” These large amounts of wealth prepare the ground for their owners to save, and help them acquire large incomes. Therefore the wealth remains intact, for wealth generates wealth, although personal effort plays a part in gaining such wealth and in generating the opportunities to invest the wealth. This does not pose a danger to the economy, on the contrary, it helps increase the economic wealth of the community as well as the individual.
The danger lies in the hoarding of money by some individuals with very large fortunes, leading to the fall in the standard of income and causing wide unemployment thus pushing people into poverty. It is therefore essential to tackle the hoarding of money. Money is the medium of exchange between two properties, or between a property and a service, or between two services, hence it acts as a measure to this exchange. Therefore, when money becomes scarce and people are unable to obtain it, the exchange vanishes and the economic wheel comes to a grinding halt. The more that money changes hands, the more economic activity proceeds.
This is because every person’s or company’s income must originate from another person or company. Funds levied by the State are regarded as income to the State and an expense to the individuals, and the monies spent by the State on employees, projects and servicemen’s salaries etc. are in fact incomes to those people and an expense to the State; the monies spent by the employee, the serviceman, among others are incomes to those who sell their goods and services to those people, such as butchers, grocers, landlords, traders etc. Therefore, people’s incomes and their overall spending would be constantly circulating. If a person were to hoard a sum of money, he would in fact be withdrawing it from the market, and this would lead to a decrease in spending and to a decrease in the income of persons who would have had dealings with that person had he not hoarded that money. This in turn would lead to a decrease in their production, for the demand for goods decreases, thus leading to unemployment and an overall economic decline. Therefore, the hoarding of money leads definitely to unemployment and to economic decline due to the decline in people’s incomes.
It should however be made clear that this damage to the economy emanates from money hoarding and not from saving; saving does not halt the employment cycle whereas hoarding money does. The difference between hoarding money and saving is that the former means accumulating money without purpose. It means taking money away from the market, whereas, the latter i.e. saving, means accumulating money for a purpose, such as saving to build a house, or for a wedding, or to set up a business etc. This type of money accumulation does not affect the market nor does it affect the employment cycle, for it does not lead to taking money from the market, rather it means saving a sum in order to spend it at a given time, thus the money will circulate again once it is invested, there is therefore no harm in saving, unlike hoarding the money for no real purpose.
Islam has made it lawful to save gold and silver, for it means the accumulation of money for a purpose.Islam has also permitted a man to save money in order to accumulate a dowry for a woman he wishes to marry, or to save money in order to go to Hajj etc. The saver would only have to pay the Zakat due on the accumulated money if it reached the Nisab and remained in his possession for a full year. When the verse was revealed prohibiting the hoarding of gold and silver, these two metals represented at the time the units of exchange and measure of the effort spent (in work) and the units of value put on goods, services and properties, whether these were minted or not; the prohibition was therefore directly linked to the fact that they represented the unit of exchange.
The hoarding of gold and silver was prohibited explicitly in the Qur’an.
Allah says:
“And let those who hoard gold and silver and do not spend them in the way of Allah know that a severe and painful punishment is awaiting them.” [At-Tauba: 34]
This warning of severe punishment for those who hoard gold and silver serves as a clear evidence that the Law Giver has decisively ordered us to refrain from doing so; it is therefore forbidden to hoard gold and silver(money).
Evidence of the fact that the verse has conclusively forbidden the hoarding of gold and silver(money) is reflected in the following:
1. The generality of the verse: The text of the verse in Mantuq (words) and in Mafhum (meaning) serves as evidence about the clear-cut prohibition of hoarding gold and silver. To say that the hoarding of gold and silver is permitted once the Zakat has been paid would mean abandoning the rule of the verse, which is clearly indicated. This cannot be deduced from the verse unless there were another evidence, independent from this verse, leading to such an understanding or abrogating the rule of the verse. And there is no such sound text to lead us to understand other than what the verse clearly indicated.
2. At-Tabari extracted in his commentary on the authority of Abu Umama Al-Bahili who said: “A man from the people of the Suffa (poor) died and a dinar was later found in his garment, upon this the Messenger of Allah said: ‘That is a branding (burn).” Then another man died and two dinars were found in his garment, and upon this the Messenger of Allah said: ‘That is two brands.’” This was because the two men were living off the Sadaqah while they had gold. One Dinar or two do not reach the Nisab in order to say that Zakat is taken out of them. So when the Messenger of Allah said about them “a branding and two brandings”, he was referring to them as hoarding, even though the amount is not liable for Zakat. He was referring to the verse of the hoarding where Allah says:
“On the day their wealth will be heated in hell fire, and with which their foreheads, flanks and backs will be branded” [At-Tauba: 35]
4. Linguistically, Al-Kanz (hoarding) means piling up money, and hoarded money means accumulated money. Kanz also means anything piled up and hidden underground or overground. The words of the Qur’an can only be explained with the linguistic meaning, unless a Shari’ah meaning to such words is mentioned, in which case they would then be explained with the Shari’ah meaning. It has not been established that the word Kanz has had a Shari’ah meaning, therefore it must be explained with its linguistic meaning only, which is to hoard money and pile it up without purpose. This hoarding is abhorred and it is the one which Allah warned against and for which He promised the perpetrator a severe punishment.
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